Why Farmers Need to Be Careful with International Payments
Many African farmers now sell products like palm oil, shea butter, garri, and dried fish to buyers abroad — but some fall victim to fake payment links or delayed transfers.
If you’re exporting or selling to buyers in the US, UK, Canada, or Europe, this post will show you how to collect payments safely, quickly, and confidently.
✅ Step 1: Use Trusted Payment Platforms
Never accept random screenshots or unverifiable transfers. Use secure, traceable platforms like:
- PayPal Business – Perfect for receiving payments in USD, GBP, or EUR.
- Payoneer – Designed for freelancers and exporters. You can receive payments from Amazon, eBay, or foreign buyers directly.
- Wise (formerly TransferWise) – Low fees, direct to your Nigerian or African bank account.
- Flutterwave and Paystack – Support international cards and currency conversion.
💡 Example:
Create a Paystack payment link for your farm and send it to your buyer on WhatsApp or email. Once payment is made, it reflects instantly.
Need help setting this up? I’m always available to assist 👉 https://github.com/billsanthony
⚠️ Step 2: Always Use a Written Agreement
Before you send any goods:
✅ Request a Letter of Intent (LOI) from the buyer.
✅ Issue a Proforma Invoice stating product, price, and delivery terms.
✅ Get a partial deposit before shipment (usually 50%).
If you need help drafting export agreements, join Npower Farmers Cooperative Society — we offer members export templates and verification support.
👉 https://npowerfarmers.ng/export-support
💳 Step 3: Avoid Direct Western Union or MoneyGram Transfers
These methods may seem fast, but they don’t protect you if the buyer defaults.
Use escrow systems or verified e-commerce platforms like:
- Alibaba Trade Assurance
- ExportHub
- Tradewheel
💡 Always confirm that payment clears before shipping goods.
🏦 Step 4: Open a Domiciliary Account
For large transactions, open a domiciliary account in USD, GBP, or EUR at banks like:
✅ GTBank
✅ Access Bank
✅ Zenith Bank
This makes it easy for foreign buyers to transfer money directly.
Need help with setup? Contact your bank’s export desk — they’ll guide you through the process.
💸 Step 5: Need Quick Capital Before Payment Arrives?
Sometimes, farmers have export orders but lack funds to package or ship.
If you need quick, trusted loans, visit 👇
👉 https://sites.google.com/view/caritasmultipurposecooperative/home/
The Caritas Multipurpose Cooperative supports small farmers with loans for farm inputs, logistics, and packaging.
🌾 Step 6: Always Verify Buyer Identity
Scammers often pretend to be importers or NGOs. Before sending any goods:
✅ Search their company name on Google and LinkedIn
✅ Request video calls
✅ Check their email domain (avoid free Gmail or Yahoo addresses for big deals)
If you need help verifying international buyers, Npower Farmers Cooperative can assist you.
👉 https://npowerfarmers.ng/export-support
🧾 Step 7: Send Invoices Professionally
Use tools like:
- Invoice Generator (invoice-generator.com)
- Wave Accounting (waveapps.com)
These tools allow you to send branded invoices that look trustworthy and build your farm’s reputation internationally.
Need a custom-branded invoice design for your farm?
Hire me anytime 👉 https://github.com/billsanthony
🐕 Bonus: Dog Sales Still Available!
We now have healthy local and mixed dog breeds available for sale.
Perfect for:
- Farm security
- Companionship
- Breeding business
👉 Visit: https://npowerfarmers.ng/dogs-for-sale
📲 Stay Connected
✅ Telegram: t.me/farmersupdates
✅ Facebook: facebook.com/NPFCS
✅ WhatsApp Channel: Join here
🌟 Moral of the Day
“Don’t wait for luck — protect your payments, plan your export, and grow your farm confidently. The world is ready to buy from Africa; just make sure your money reaches home safely.”